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BNPL and GMV Financing for SMEs with Vikram Kotibhaskar of Credilinq.AI

In this episode, Amrita Vir speaks with Vikram Kotibhaskar, co-founder and CEO of Credlinq.AI, which provides embedded finance products to digital e-commerce players using alternative data.

Vikram was born and raised in India, completed his Master’s in the US, and then spent many years working across diverse banking roles in Asia. Vikram made the jump to fintech founder with Credilinq.AI in January 2021. Credilinq.AI is focusing their B2B credit services across Southeast Asia and Australia and already has quite a bit of traction in Singapore, Hong Kong, Indonesia, the Philippines and Malaysia. They raised a 1M USD angel round in Feb of 2021, a 2.6M USD seed round in April of 2022, and just closed an extension of that seed round earlier this year in February. You can learn more about them by visting

About Credilinq.AI

CrediLinq is a technology infrastructure company that is enabling B2B platforms to offer embedded finance to their customers. B2B PayLater for buyers and GMV Financing for sellers is a huge opportunity to both improve conversion, increase average order volumes and dramatically reduce operational burden. The future of B2B payments and purchasing will very much look like the current consumer level experience – we at CrediLinq.Ai are accelerating that change. To find out more about how we can help you facilitate end-to-end SME credit underwriting using our unique AI and machine-learning platform, visit our website at



Credilinq.AI is one of our portfolio startups in Plug and Play APAC. As an in-house venture capital, our goal is to fund the teams that are building the defensible businesses of the future. By leveraging our capital, our network of VCs, and our corporate partners, we give our portfolio companies an added advantage. Join our platform today!

Written by: Amrita Vir

Click here to view the original source of the podcast.

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